Episode 21

How do insurance plans, like Delta, pay out of network?

October 03, 2023

In this episode, we discuss the topic of how insurance plans, such as Delta Dental, pay for out-of-network services. Many individuals are navigating the process of transitioning away from insurance plans and understanding how out-of-network payments work is crucial in this journey. Also, Ben highlights that there’s no universal industry standard for out-of-network compensation. Instead, it varies by insurance provider, state, and specific plans.

Time stamps

  • 00:01:48 – Is there a standard insurance company follows to compensate for out-of-network benefits?
  • 00:06:42 – What is the standard out-of-network guideline that Delta uses?
  • 00:09:16 – Is Delta the only one that sends patient checks if you are not in-network?
  • 00:10:30 – I heard many PPOs use FairHealth to process or pay out of network. Is that true?
  • 00:16:52 – If I want to drop insurance, is it necessary to know what a dental plan pays out of network?
  • 00:19:36 – If a listener has more questions about this, what resources are available?

Resources

Freebie 21

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